Cash Out, No Debt
Unlike refinancing your mortgage or taking out an equity loan, the REX Agreement enables you to turn your equity into cash without incurring debt or selling your home. In the example below, homeowners were able to convert their home equity into immediate cash of $130,000 and avoid a home equity loan that would have required a monthly payment of $894 per month.

Restructure debt without creating more.
Debt is a part of life. But if it’s starting to run your life, you may want to tap into your equity to pay off part of your mortgage, your credit cards or other high interest rate accounts. Since a REX Agreement lets you access equity with no interest charges or monthly payments, you can turn your possibilities into reality without adding to your debt.
Keep your low rate mortgage—and get the cash you need today.
Were you lucky or smart enough to lock-in a low rate mortgage when rates where at their lowest point in 30 years? Don't give up that low rate loan by refinancing or take out a high rate home equity line to access the money you need today. Use a REX Agreement to cash out a portion of your equity with no interest charges or monthly payments—ever.
Your home can improve itself.
You don’t have to take on additional debt to improve your house. What’s more, the increased market value you create when you make home improvements will be subtracted from any gain or loss in which EquityRock shares when you sell your house or end the REX Agreement.
